✦ No Sign-Up · No Watermark · Instant PDF

Free Invoice Generator
For Freelancers & Small Businesses

Build a professional, legally-formatted commercial invoice with custom logo, automatic tax calculations, line items, and payment instructions — then download a clean PDF in seconds.

100% Free
No Watermark
Data stays on your device
Multi-Currency
📑
Invoice Information
🏢
From (Your Business)
Seller Details
Upload Company Logo
PNG, JPG, or SVG (stays private on your device)
👤
Billed To (Client Details)
Buyer Information
📦
Line Items & Services
Itemized breakdown
Description Qty Rate Action
⚖️
Taxes, Discounts & Extra Charges
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Payment Instructions & Terms
Live Preview
INVOICE
Commercial Billing Record
Invoice — Commercial
Invoice #: INV-2026-001 · Issue Date: Oct 24, 2026
Company Logo
Apex Studio LLC
742 Evergreen Terrace, Suite 400, Austin, TX 78701 Phone: +1 (512) 555-0199 · Email: billing@apexstudio.com Tax / EIN: EIN-8492019
PAYMENT DUE
Due Date:Nov 07, 2026
PO / Ref:PO-88219
Billed To
ClientHorizon Ventures Inc.
Address1200 Market Street, 18th Floor, San Francisco, CA 94102
Emailaccounts@horizonventures.io
Contact / ProjectAttn: Sarah Jenkins (Q4 Redesign)
Itemized Services & Products
Description Qty Rate Total
Subtotal:$0.00
Sales Tax / VAT (5%):+$0.00
Terms of Payment
—
$0.00
—
Payment & Remittance Details
Terms & Conditions
Authorized Acknowledgment
Authorized Signatory & Date
Apex Studio LLC
Client Acceptance Signature
Horizon Ventures Inc.
COMMERCIAL INVOICE • EXECUTED • 2026
This invoice serves as an official commercial demand for payment. Please reference the invoice number when submitting electronic payment.
Total Amount Due
$0.00
Total Items Billed
0 items

Free Online Invoice Generator for Freelancers, Contractors & Small Businesses

Getting paid promptly begins with sending an accurate, professional, and unambiguous invoice. Whether you provide freelance design, software development, consulting, legal assistance, or trade contracting, a well-structured commercial invoice establishes credibility and sets clear expectations. The HB Tools Free Invoice Generator empowers you to craft audit-ready commercial invoices in under two minutes, with 100% of the computations and PDF rendering executed locally in your browser.

Unlike subscription-gated billing platforms that watermark your documents or demand monthly commitments, this tool is genuinely free forever. It automatically computes itemized line totals, applies sales tax or VAT, deducts percentage discounts, renders amounts in written legal words, and produces an executive-standard vector PDF formatted to international standards.

What Makes an Invoice Legally Compliant?

Tax authorities including the IRS (United States), HMRC (United Kingdom), and CRA (Canada) require specific mandatory details on commercial invoices for expenses to be tax-deductible for both parties. A legally compliant commercial invoice must contain:

How to Use This Generator — Step by Step

  1. Configure Invoice Metadata: Select your currency (USD, EUR, GBP, CAD, AUD, INR, BDT), assign an invoice number, and specify the issue date and due date.
  2. Enter Your Business Credentials: Input your company or freelance trading name, billing address, tax ID, and upload an optional transparent PNG or JPG logo.
  3. Specify the Client Information: Enter the recipient's organization name, billing address, and point of contact.
  4. Itemize Services & Products: Add line items detailing deliverables, quantities, and rates. The tool calculates line sums in real time.
  5. Apply Tax & Discounts: Input applicable state sales tax or VAT rates and any negotiated promotional discounts.
  6. Provide Payment Instructions: Detail wire instructions, IBAN/SWIFT, or direct digital payment URLs so clients know exactly how to settle.
  7. Download Your Vector PDF: Review the live sheet preview, then click "Download PDF" to generate a clean, print-ready document.

Payment Terms: Net 15, Net 30, and Due Upon Receipt

Establishing unambiguous payment terms protects your cash flow. "Due Upon Receipt" requests settlement immediately upon client delivery. "Net 15" or "Net 30" gives the buyer 15 or 30 calendar days to process payments through their accounts payable department. Including clear late fee clauses (such as 1.5% interest per month on overdue balances) incentivizes corporate finance departments to pay your invoices on schedule.

100% Client-Side Privacy: Why It Matters for Financial Data

Your client database, billing rates, and banking details are sensitive trade secrets. Unlike cloud accounting services that store your client records in centralized remote databases, the HB Tools Invoice Generator is engineered with zero server-side transmission. All calculations, layout rendering, and PDF transformations happen entirely within your browser memory. When you close the tab, no traces remain on our infrastructure.

Other Free Invoice & Document Tools by HB Tools

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Frequently Asked Questions

Yes, it is 100% free with absolutely no watermarks. Unlike other online tools that require a paid subscription or add promotional logos to your document, HB Tools produces clean, unbranded, professional PDFs at zero cost.
Yes. This tool runs 100% client-side in your web browser using JavaScript and HTML5 Canvas. None of your business records, invoice amounts, client addresses, or bank details are ever transmitted or saved to any remote server.
Yes. You can upload any PNG, JPG, or SVG image file as your corporate logo. The generator also features a multi-currency selector supporting USD ($), EUR (€), GBP (£), CAD (C$), AUD (A$), INR (₹), BDT (৳), and more.
To be valid for tax authorities and business expense deductions, an invoice must contain a unique sequential invoice number, issue and due dates, full legal names and addresses for both buyer and seller, an itemized description of goods/services, applicable tax or VAT percentages, and payment terms.
"Due Upon Receipt" obligates the client to pay immediately upon receiving the invoice. "Net 15" or "Net 30" grants the client a grace period of 15 or 30 calendar days from the invoice date to complete payment via their accounts payable department.
The tool computes item subtotals first, deducts any negotiated percentage discount, applies your specified tax or VAT rate on the discounted subtotal, and adds any optional shipping or handling fees to produce the final grand total.
Yes. The Remittance and Payment Instructions field provides ample room to specify your bank name, account number, SWIFT/BIC code, IBAN, ABA routing number, or PayPal email address for international cross-border payments.
Click the green "Download PDF" button in the live preview toolbar. The tool compiles your document into a high-resolution, print-ready vector A4 PDF file that saves directly to your device ready to attach to an email or print physically.